The Best Ever Hot Chocolate French Toast Recipe combines the cozy warmth of hot cocoa with the indulgent comfort of classic french toast to create a breakfast experience you will crave again and again. This luscious dish features thick slices of challah bread sandwiched with rich chocolate ganache, soaked in a creamy hot chocolate custard, then pan-fried to golden perfection. Every bite delivers a delightful balance of chocolatey richness, fluffy texture, and a touch of coconut that elevates standard french toast to a whole new level of decadence and love. Whether you’re treating yourself on a weekend or impressing guests, this recipe is nothing short of magical.

Ingredients You’ll Need

Two white rectangular baking dishes are shown on a white marbled surface. In the left dish, there are four thick slices of bread partially covered by a smooth, light brown sauce filling the bottom. The bread is light tan with a soft texture and browned crust edges. In the right dish, the same four slices of bread are fully covered with a thick layer of the same light brown sauce, which has a creamy, smooth texture and covers the top surfaces completely. The dishes have white handles at the top and bottom. photo taken with an iphone --ar 4:5 --v 7

Gathering the right ingredients for this recipe is a breeze, yet each one plays a crucial role in achieving the perfect balance of flavor and texture. From creamy coconut milk adding luscious moisture to the velvety chocolate ganache that becomes the heart of the sandwich, every component has its moment to shine.

1 cup canned coconut milk or whole milk: Provides a creamy base that infuses the custard with subtle richness.
2-4 tablespoons hot cocoa mix: Adds the signature chocolate flavor; adjust according to your preferred intensity.
3 large eggs: The cornerstone of the custard that binds everything and gives that fluffy, tender bite.
2 tablespoons vanilla extract: Enhances sweetness and adds warm, familiar notes.
1/2 teaspoon coconut extract (optional): Offers a tropical twist to deepen the flavor complexity.
1/4 teaspoon salt: Balances sweetness and heightens other flavors.
4 tablespoons butter: For cooking and a beautifully crisp, golden crust.
8 slices thick cut challah bread: Or your favorite sturdy bread; its texture holds the ganache and custard superbly.
3/4 cup canned coconut milk (for ganache): Supplies richness and a creamy texture to the chocolate.
9 ounces semi-sweet chocolate (chopped): The star of the ganache delivering a silky, deep chocolate experience.
1 tablespoon coconut oil (or butter): Adds gloss and smoothness to the ganache.
2 teaspoons instant espresso powder: Intensifies the chocolate flavor with a subtle hint of bitterness.
Whipped cream, marshmallows, and toasted coconut: Perfect finishing touches that add texture and playful sweetness.

How to Make Best Ever Hot Chocolate French Toast Recipe

Step 1: Make the Ganache

Start by creating that rich, dreamy chocolate ganache that makes this recipe truly unforgettable. Combine coconut milk, coconut oil, and chopped semi-sweet chocolate in a microwave-safe bowl. Heat in intervals of 30 seconds, stirring after each until the mixture is silky smooth. Then stir in the instant espresso powder, which brings a wonderful depth to the chocolate. Chill the ganache in the fridge or freezer so it firms up just enough to spread easily without running everywhere.

Step 2: Prepare the Hot Chocolate Custard

While the ganache chills, warm your coconut milk in the microwave until hot but not boiling. Stir in your favorite hot cocoa mix and allow it to cool slightly. This warming step helps the cocoa mix dissolve fully, creating a rich, chocolatey base that will soak into the bread beautifully and transform each bite into a comforting hug.

Step 3: Whisk Together the Egg Mixture

In a large bowl, whisk together the eggs, vanilla extract, optional coconut extract, and salt. Slowly add the cooled hot chocolate mixture and whisk again until everything is perfectly combined. This custard is where the magic happens—it infuses the challah with moisture and flavor while allowing it to fluff up wonderfully when cooked.

Step 4: Assemble and Soak the Sandwiches

Spread the chilled ganache on one side of each slice of bread. Then form sandwiches by pairing slices together, chocolate sides inside. Submerge these sandwiches in the custard, making sure to soak both sides thoroughly. Cover and refrigerate for at least 30 minutes, flipping halfway through. This step allows the bread to absorb that heavenly blend of chocolate and egg, ensuring every bite is indulgent and rich.

Step 5: Cook the French Toast to Perfection

Heat a large skillet or griddle over medium heat and generously coat it with butter. Cook the soaked sandwiches in batches, allowing each side to become golden and crisp, about 3 to 4 minutes per side. The exterior should form a beautiful crust while the inside remains tender and molten with chocolate. Serve immediately for the best warm, gooey experience.

How to Serve Best Ever Hot Chocolate French Toast Recipe

A sliced loaf of braided bread with a shiny golden-brown crust sits on a wooden board. In front of the loaf, two thick slices of the bread are spread with a glossy, dark chocolate spread that looks smooth and rich. A small silver knife with more chocolate spread on its tip rests on the board near the bread. The background is a white marbled texture. photo taken with an iphone --ar 4:5 --v 7

Garnishes

This french toast shines brightest when dressed up with playful and indulgent toppings. Pile on freshly whipped cream for cloud-like lightness, scatter toasted marshmallows for that nostalgic campfire vibe, and sprinkle toasted coconut for a delightful crunch and tropical essence. A drizzle of extra ganache ties the whole ensemble together in perfect harmony.

Side Dishes

While this french toast is rich and filling on its own, pairing it with fresh berries or a crisp green salad can balance the meal wonderfully. Citrus fruits like orange segments add a zingy brightness, and a simple yogurt parfait can introduce a refreshing contrast in both flavor and texture.

Creative Ways to Present

Turn this recipe into a show-stopping centerpiece by slicing the sandwiches in halves or quarters, layering them stacked on a platter. Add toothpicks topped with mini marshmallows for easy serving at brunch or drizzle the ganache artistically on the plate for a restaurant-style look. Personalizing toppings per guest is a fun idea too—let everyone customize their own perfect plate.

Make Ahead and Storage

Storing Leftovers

If you have leftover french toast, store it in an airtight container in the refrigerator for up to two days. To preserve texture, place paper towels between layers to absorb excess moisture and avoid sogginess. Reheat gently to enjoy the flavors without losing the beautiful crisp edges.

Freezing

You can freeze fully assembled and cooked french toast sandwiches wrapped tightly in plastic wrap and then foil for up to one month. This makes it easy to pop into the oven or toaster for a quick treat at any time. Just thaw overnight in the fridge for best results.

Reheating

For reheating, toast slices in a toaster oven or bake in a preheated oven at 350°F (175°C) until warmed through and crisp. Avoid the microwave if possible to maintain the crisp exterior. If you like, warm a little ganache separately to drizzle on top afterwards.

FAQs

Can I use a different type of bread?

Absolutely! While challah is recommended for its texture and flavor, thick-sliced brioche or even a sturdy sourdough will work beautifully. Just make sure the bread is slightly stale or firm so it holds the custard well without falling apart.

Is coconut extract necessary?

The coconut extract is optional but highly recommended if you enjoy that subtle tropical flavor. It complements the coconut milk beautifully and enhances the overall richness. If you don’t have it, the recipe will still be delicious without it.

Can I substitute dairy for plant-based milk?

Yes! Using canned coconut milk or other creamy plant-based milks will keep this recipe dairy-free and still wonderfully rich. Just be sure to choose full-fat varieties for the best texture and flavor.

How long can I soak the bread in the custard?

The soaking time is flexible; you can soak for as little as 30 minutes or overnight for an even richer soak. Just keep the bread covered and refrigerated to prevent it from becoming too soggy or breaking down.

What makes this the Best Ever Hot Chocolate French Toast Recipe?

It’s the combination of the decadent chocolate ganache inside the sandwich, the rich hot chocolate custard soaking the bread, and the thoughtful toppings that elevate ordinary french toast to extraordinary. Every element plays a part in creating an irresistible, cozy breakfast that feels like a warm hug on a plate.

Final Thoughts

There’s nothing quite like waking up to the Best Ever Hot Chocolate French Toast Recipe to make any morning feel special. It’s a recipe packed with love, chocolate, and thoughtful layers of flavor that will quickly become a treasured favorite. Whether it’s a holiday brunch or a leisurely weekend treat, don’t hesitate to dive into this heavenly dish—you deserve every decadent, gooey bite!